About Scott Hines

Local mortgage banker & REALTOR Scott Hines, with United Capital Lending, specializes in the needs of first time home buyers. Scott has become expert on the Tennessee Housing Development Agency (THDA) grant program requirements and the American Dream Down Payment Initiative (ADDI) Federal grant program. The goal of both the ADDI & THDA program is to provide housing down payment assistance. Scott’s experience as a REALTOR, a mortgage banker and an expert on grants for first time home buyers uniquely qualify him to work in this specialized segment of the market.

Scott Hines has over 25 years of experience delighting customers and exceeding their expectations. Please take a moment to review the many customer appreciation letters received. Scott has a degree in Marketing from the University of Alabama in Birmingham. He spent 12 years with BellSouth managing their Yellow Pages sales operation in Tennessee. He has worked in various management and sales positions for New South Federal Savings, United Financial Mortgage Corporation Gateway Funding Mortgage and most recently at United Capital Lending. Scott works as a REALTOR with The Buyer’s Agent of Nashville. Scott has two sons ages eight and thirteen. He is active in coaching little league sports and in Cub Scouts. Scott is an active member of Fellowship Bible Church in Franklin. Scott is a man after God’s own heart.

Mr. Hines saw so many eligible people not utilizing the assistance offered and acted on his conviction to first understand and simplify the process. Next he sought to better market the programs to all Tennesseans. Finally, he strives to excel his customer’s expectations by focusing on needs of first time homebuyers. He created a solution to these problems that affects many in Tennessee by specializing in solving problems for first time homebuyers.