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First Time Home Buyer
Down Payment Grant up to $10,000 Available in Tennessee

Quick Qualify Now in 60 seconds
 $7,500 First Time Home Buyer Credit

580 credit score or better required!

Great Start Grant
• 4% Grant for   Downpayment
• 6.80% 30 Year Fixed Rate
• 100% loans available
• FHA, VA & Conventional
• Homebuyer Education
   is required

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Great Advantage Grant
• 2% Grant for   Downpayment
• 6.30% 30 Year Fixed Rate
• 100% loans available
• FHA, VA & Conventional
• Homebuyer Education
   is required

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Great Rate Grant
• 5.80% 30 Year Fixed Rate
• 100% loans available
• FHA, VA & Conventional
• Homebuyer Education
   not required

The state of Tennessee, many counties, many cities and private organizations provide free money for its residents who are first time home buyers and need help with the down payment and closing costs. This money comes primarily in the form of grants. This is free money that shouldn’t be passed up!

Tennessee mortgage banker, Scott Hines, with United Capital Lending, specializes in the Tennessee Housing Development Agency (THDA) and other grant loan programs. These programs offer either a below market interest rate or state grant money for your down payment and closing cost. One of the primary ways THDA assist people is by offering mortgages for first time homebuyers, with grants of up to 4 percent of the acquisition cost or below market interest rates. THDA’s programs are designed for low and moderate income borrowers. Since it’s inception in 1973, THDA has made over 93,000 mortgages.

  
Scott Hines
United Capital Lending
214 Centerview Drive
Brentwood, TN. 37027
(615) 268-2881
info@bestfirsthomeloan.com


Throughout the whole process, you kept us informed of every step and made us feel confident and at ease that we would be able to purchase our first home. We truly cannot express how nice and helpful you were.

Michael & LieghAnn Epperson,
Spring Hill, TN
 
 
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